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| At December 31, 2004 £m |
Exchange adjustments £m |
Unused amounts reversed £m |
Charged to income statement £m |
Utilised £m |
At December 31, 2005 £m |
|
|---|---|---|---|---|---|---|
| Warranty/guarantees | 171 | 1 | (10) | 46 | (46) | 162 |
| Contract loss | 48 | — | (3) | 9 | (11) | 43 |
| Customer financing | 92 | (3) | (1) | 16 | (14) | 90 |
| Insurance | 38 | — | — | 1 | (1) | 38 |
| Restructuring | 16 | — | — | 5 | (12) | 9 |
| Other | 28 | 1 | (3) | 3 | (10) | 19 |
| 393 | (1) | (17) | 801 | (94) | 361 |
- Includes £5m for amounts discounted.
| At December 31, 2005 £m |
At December 31, 2004 £m |
|
|---|---|---|
| Current liabilities | 138 | 173 |
| Non-current liabilities | 223 | 220 |
| 361 | 393 |
Warranty provisions primarily relate to products sold and generally cover a period of up to three years.
Provisions for contract loss and restructuring are generally expected to be utilised within one year.
Customer financing provisions cover guarantees provided for asset values and/or financing as described in note 30. Timing of utilisation is uncertain.
Insurance provisions relate to the Group's captive insurance business with timing of utilisation being uncertain.
Other provisions comprise a number of liabilities with varying expected utilisation rates.

